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Risk Management

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Insurance Policy Check-Up

By David Delorenzo When was the last time you read, and made sure you understood your insurance policy? Maybe you’re opening a new restaurant and/or bar and you need to have coverage; or perhaps you’ve...

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When Does My Bar or Restaurant Insurance Coverage Need to Start?

Opening day, right? That seems like a healthy assumption that most would make when thinking about activating their insurance policy. However, a lot of work goes in prior to opening. This means that...

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Being an Insurance Salesman

I meet people all the time and they ask me what I do. Saying I am an insurance salesman and company owner seems so misguided to me. Really, I am in the business of building relationships and protecting...

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Bars & Restaurants Are Our Community

Have you ever read or heard about the Blue Zone Diet? The book talks about a handful of populations of in different regions that have the most centurions (i.e., people that live to be 100). That might...

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Former music exec crafts a niche in Arizona bar and restaurant insurance

David DeLorenzo had his dream job working in record distribution for Warner Bros. in Los Angeles and running his own marketing company promoting artists and bands. But when technology changed the music...

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Former music exec crafts a niche in Arizona bar and restaurant insurance

David DeLorenzo had his dream job working in record distribution for Warner Bros. in Los Angeles and running his own marketing company promoting artists and bands. But when technology changed the music...

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Moving into 2021….

It has been a year of uncertainty, to say the least. The hospitality industry was one of the hardest hit by the Coronavirus as a business across the world. People that owned restaurants had to find a...

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Why Relationships are so important?

How many times have you called a vendor only to have to sit and wait for the prompts to get you to a human? Perhaps you pressed that 0 button 100 times hoping it would bypass you to someone on the...

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How Restaurant Owners Learned to Survive During the Pandemic.

There is no doubt the restaurant industry, along with many others, has been through a trying time over the past year. Closed dining rooms that contributed to massive unemployment numbers were only part...

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Road to Recovery: Why Restaurant Insurance Coverage Is Crucial as Restaurants...

by David DeLorenzo It’s hard to believe that it’s already April and more than a year has passed since COVID-19 mandates forced restaurant closures upon the onset of the pandemic in spring of 2020. As...

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What Business Insurance Do I Need for a Bar in Arizona? The Complete Guide...

Table of Contents Getting Started Property Insurance How Much Coverage Do I Need to Get? The Two Types of Liability Insurance Needed for a Bar General Liability Insurance Liquor Liability Insurance...

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What Kinds Of Insurance Do Restaurant Owners Need In Arizona?

Table of Contents Getting Started What is Restaurant Insurance? Types of Restaurant Insurance Coverage that Arizonian Restaurant Owners Need 1. Commercial General Liability Insurance 2. Commercial...

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Why Do You Need Arizona Bar Insurance?

Table of Contents Do I need Different Insurance for a Bar? Why Does a Bar Need Insurance? Damages Protect the Bar from Liability Lawsuits Employees Protect Assets and Property Common Risks and Hazards...

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Do I need insurance to open a restaurant? Answers to common Restaurant...

Table of Contents Do I Need Insurance to Open a Restaurant? Why Do I Need Insurance to Open a Restaurant? What Types of Insurance Do I Need? General Liability Insurance Commercial Liability Umbrella...

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Everything You Need to Know About Arizona Liquor License as a Bar or...

Table of Contents How To Get a Liquor License in Arizona  Obtaining an Arizona Liquor License  Resident Agent Types of Liquor Licenses  The Application Process City Requirements  Typical Costs...

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What Is Arizona Commercial Umbrella Insurance?

Table of Contents What Is Commercial Umbrella Insurance? Who Needs Arizona Commercial Umbrella Insurance? How Does Umbrella Insurance Protect Your Business? How to Buy Commercial Umbrella Insurance...

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Why You Need Assault and Battery Insurance for Your Bar or Restaurant

Table of Contents What Does Assault and Battery Insurance Mean? Why Are Bars and Restaurants at Fault in Case of Patrons’ Injuries? What Type of Coverage Does Assault and Battery Insurance Provide? In...

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8 Things You Need to Know About Employment Practices Liability Insurance

8 Things You Need to Know About Employment Practices Liability Insurance  Employment practices liability insurance (EPLI) is unique  in that it changes with the prevailing issues in society. For...

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